Real Estate Realities With Robert "The RebelBroker" Whitelaw

Robert 'The Rebelbroker' Whitelaw is a real estate broker and Realtor® in Morgan Hill, California with over 25 years experience! His show discusses some of the best ways to achieve your real estate goals and build wealth for buyers, sellers, investors, entrepreneurs or just real estate watchers - from an insiders perspective. Over the years, Robert has been lucky enough to work with successful entrepreneurs from all walks of life and industries. Get a chance to hear what he has learned from these amazing entrepreneurs over the years that will help YOU achieve success! Robert is about keeping things honest (even when that means saying the things that nobody else is willing to say) and providing value to listeners with each and every episode! He won't just drop the news on you, he will translate it into actions you can take as a buyer, seller, investor or entrepreneur in your own life to get the most out of that shared knowledge! Knowledge is power and I believe in cranking it up to 11! So tune in for helpful information no matter how you are working to achieve financial freedom! It's real estate, totally unafraid!
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Real Estate Realities With Robert "The RebelBroker" Whitelaw




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Now displaying: 2015
Dec 31, 2015

On todays show we turn our eye to what the folks over at are expecting in 2016. They have made some pretty specific predictions and also shared who they think will be making up the market and the cities where they will be most interested in.

If they get it right, the data shared today could be a huge help to any buyer, seller, investor or real estate entrepreneur who is looking for the next hot market to invest or to start investing in. We also find some very interesting revelations in this data that will pinpoint areas that will be drawing the largest numbers of buyers!

So don't miss out on all this great info!

For links to the articles used in todays show, make sure to head on over to and check out the show notes by clicking the "Read More" button on the show you are interested in!

Dec 30, 2015

In our roundup of experts reading the tea leaves of 2016, we again consult with Calculated Risk and where they think home prices will go in 2016.

Yesterday, we reviewed their guess for inventory in 2016, so this discussion will mesh very well with yesterdays show.

We are also going to spend some time today talking about employment. However, we will be revisiting a point I was trying to make a long while back regarding the effects of automation on unemployment. Some recent news stories pointed out items that showed that self driving cars and automation continue to be evolving into the next big thing in terms of how jobs get done. Since a huge percentage of the jobs that have been created over the last few years are the kinds that would lend themselves to being done through automation, keeping an eye on the progress of this movement toward more automation is a good idea, after all if you want a healthy real estate market you need healthy employment. As always, we will take all this and try to figure out what it should mean for buyers, sellers investors and real estate entrepreneurs!

For links to the articles mentioned in todays show, please head over to the show notes at

Dec 29, 2015

As we work our way through the last few days of 2015 it just makes good sense to take a look at what the fortune tellers are telling us to expect for 2016.

In todays show, we are going to focus on inventory. We will take a few minutes to explore what inventory did over the last year, then we will see what our latest fortune teller has to say about inventory in 2016. Of course, because it is what we do here, we will then talk about how this might effect buyers, sellers, investors and real estate entrepreneurs.

As a bonus for todays show, we are also going to talk a little bit about a great tool that might just make it easier for you to calculate your closing costs!

Make sure to check out the extended show notes at for links to take you to all the articles and tools mentioned in todays show!

Dec 28, 2015

The folks from Peak Prosperity have posted this years articles from David Collum regarding a look back at 2015 and his expectations for 2016. It is a more broad look at the economy and expectations, but worth the read for buyers, sellers, investors and real estate entrepreneurs that want to be informed. The best part is that Prof. Collum has a great way of communicating some pretty dry material in a fun way, so make sure to take a look at the details.

Dec 24, 2015

As one of the big players in lending and a government sponsored entity, it is always interesting to hear what Freddie Mac is expecting in 2016. Whether you are a buyer, seller, investor or real estate entrepreneur, it is always good to at least take a listen to what these folks are expecting. 

In todays show we will discuss these predictions and see how they jive with what we have been seeing in the market. We will also introduce some interesting data regarding mortgage originations and existing home sales to see if they shed any more light on the issues that Freddie Mac is talking about in their projections.



Fans of Real Estate Realities can now find the show on Tunein! So if you prefer to consume your podcasts using tunein - Real Estate Realities is there for you! Find it here!


COMING SOON. Apparently, the whole "Google Play" and podcasts thing is still getting worked out by the good folks at Google. I just wanted to let all of my listeners know that when it gets going, Real Estate Realities will be on board!

SPONSOR - Audible is offering real estate realities listeners a free audiobook of your choice and a free 30-day trial membership. Just go to and choose from over 180,000 audio programs – download a title free and start listening!

Dec 21, 2015

There are plenty of things that you can do to give your home an edge in a competitive home market. One of those is to make sure that your kitchen is making the best impression possible. In todays show, we will cover some inexpensive ways for sellers, investors and real estate entrepreneurs to give their kitchens a leg up in the appeal department! The goal here is to sell the property for the highest price and for the best possible terms. The best way to do that is to make the right impression when buyers view your property.

All of the tips in todays show are absolutely easy to implement and complete yourself. So take a listen and get started making your property the best one that buyers will find on the market!

Dec 17, 2015

The federal reserve just raised rates on Wednesday. Of course, I believed that the Fed would find an excuse to avoid this out of a desire to not rock the boat and protect an election year from any negative effects of the change. It turns out, the need to demonstrate through action that the Fed believes the economy is doing better was stronger. 

The good news is that this change should not cause much stress for home buyers. We will discuss why and how buyers, investors and real estate entrepreneurs should take this news. 

We will also talk about what the Fed seemed to indicate in terms of future increases and how that might effect our real estate markets.

Dec 15, 2015

California is already the land of loony laws, but this one will not only change what you can buy in the state in the future, it will increase prices in general across the entire state. What is amazing is that this example of legislating from the bench has created a law on housing that did not previously exist. It's nuts and it is going to guarantee that houses cost more and that your choice of the housing you want will be limited.

Every buyer, seller, investor and real estate entrepreneur should be aware of this move. If you are in California, get ready for it. If you are not, guard against it in your state!

Dec 7, 2015

A credit union has always been on my short list in terms of a source of funds that any buyer, investor or real estate entrepreneur should be looking at when it comes time to get a loan. What are the differences between a conventional bank and a credit union? What makes a credit union attractive as an option? Well sit back and listen in as we explore what makes a credit union unique and why it just might be the best place for you to get your home loan!

Dec 4, 2015

The luxury market is now in decline. We are going to check into why and see if there is anything todays buyers, sellers, investors and real estate entrepreneurs can learn from this change in the numbers for the luxury real estate market.

Will these changes in the luxury market have any effect on mainstream real estate? Will it represent an opportunity to those that want to dabble in the high end? Maybe this is a sign of a more general trend that will effect all real estate! Check in with todays show for a chat on what we can learn from this latest information!

Dec 3, 2015 came up with a list of the top 10 cities for 2016. We will run down the list and see if any of them tickle your fancy! Plus, we will walk through a few easy steps you can use to get a handle on these local markets to see if there are opportunities that you might just want to take advantage of. I also came across a list of the most trendy cities for millenials and we will see if there is any crossover on our lists. 

The best part about these cities is that they offer a wide variety of price points. You don't have to have a ridiculous amount of cash to jump in on some of these! So make sure and tune in and see what community near you might be on this list!

Dec 2, 2015

I thought it would be a good to talk about what the majority of economists are saying is going to happen. Janet Yellen and The Federal Reserve is going to raise interest rates in December. If they do, what do those experts believe is going to happen? Of course, all you buyers, sellers, investors and real estate entrepreneurs out there know - if you have been listening to me for a while - that I do not believe that the fed will actually raise interest rates this year.

Since over 90% of the experts disagree with me, I figured talking about their expectations and how it would effect the real estate market would be a good use of our time. After all, knowledge is power, right?

Nov 30, 2015

Interesting changes in the trends relating to Chinese buyers of real estate. It looks like interest is cooling and that might just mean a great deal for buyers, investors and real estate entrepreneurs. There are many things playing in to recent reductions in the number of buyers from China and in how much they are willing to spend. Does this indicate a coming all out drop in Chinese interest in American real estate? What areas are most effected? Most importantly, how can YOU use this information to your advantage when shopping for your next - or first - real estate deal?

Nov 26, 2015

Happy Thanksgiving! I like to take time out to reflect on what I am thankful for. Success does not exist in a vacuum. While you can take credit for having the determination to keep going when others would have quit, your plan only succeeds because the other things happening at the same time worked out as well - things completely outside your control. It is just healthy to be thankful and to acknowledge that. Given all that, I thought it would be a good idea to talk about the intangibles of success. Not just the monetary success but the kind that results in happiness - and they are two different things!

Nov 25, 2015

A great report came out from the good folks at ProTeck Services. Some great insights were found that show that there are still great opportunities out there for buyers, investors and real estate entrepreneurs. Of course, sellers can also benefit from this data by seeing how the information for their area overlaps with any market analysis that their real estate person might have done for them. It might just give you some insights that will help you improve your marketing for your home.

While REO or Foreclosure properties have pretty much worked through the system here in California, they are still out there and presenting great opportunities for buyers, investors and real estate entrepreneurs. We will even chat about two examples in California that show that even here on the west coast, some of these great gems can still be found. The real opportunities might just be found scattered across the country in Judicial and Non-Judicial states alike - depending on how far along different areas are in working through the supply of foreclosed homes. Todays show is a red hot example of how great deals can still be had out there that can be used to help you start your real estate empire - or just get you the best possible deal on your new home!


Nov 24, 2015

Last wednesday,the House of Representatives passed a pretty big change to what a "Qualified Mortgage" is. We are going to take some time to look it over and see if it makes sense. The important thing to keep in mind is that designating something a "Qualified Mortgage" for the government can translate into - if it fails, tax payers are on the hook! That means you and me. The other important thing to remember is that this changes rules that were in place when the last downturn occurred. So they are talking about making the rules MORE lax than they were during the worst lending catastrophe of any of our lifetimes. So no worries there.

Nov 23, 2015

It is all about your money in todays show. There is some interesting information about the auto loan bubble that you will want to hear. It is not a good. Then there is more to say about negative interest rates. I am seeing a pretty strong PR effort out there to get the concept some exposure - likely in the hopes of getting people to be ok with them. Both of these topics lead to some pretty interesting ideas to discuss.

Of course, all of this would absolutely have an effect not only on real estate - but anything and everything relating to your money, how you spend it, how you save it and how you get the biggest bang out of it to achieve your goals - whether you are a buyer, seller, investor or real estate entrepreneur.

Nov 20, 2015

Credit scores are not sexy, but they can be useful in a variety of ways. Of course, they can tell you how credit worthy you are, but what about the averages for entire communities? There are some neat marketing uses for that data, plus the trends can tell us what direction economies are headed.

Of course, not all of the info involved is just the credit score. Looking into total debt, number of credit cards, total credit card debt all can help get a better picture of the economic health of communities. That is good info that any buyer, seller, investor or real estate entrepreneur can benefit from! In todays show, we will cover the best and worst of the average credit ratings for cities across the country. We will discuss what we can learn from it and how it might just help you in getting your home sold!  It can also help buyers get an idea of where they stand compared to other borrowers in the same community.

Nov 19, 2015

More interesting survey data today. For those of you that are currently landlords of single family residential homes, the latest data may make you want to be prepared for your renters leaving! We will offer up a couple of ways to prepare for that eventuality. For those buyers out there, particularly millenials, which are supposed to be the next big buyers, urban apartment living appears to be preferred to saving for a downpayment on a home! What is more important is that this data tends to contradict the popular mantra that the millenials are the next big wave of buyers. Whether you are a buyer, seller, investor or real estate entrepreneur, todays show is going to give you the kind of information that helps to see just a little over the horizon into the future of real estate trends!

Nov 18, 2015

There are lots of numbers worth checking when it comes to confidence. Consumer confidence, builder confidence, buyer confidence - they can all play a role in helping you get a better understanding of what direction the real estate market is generally heading. In todays show, we will take a look at all of these numbers and try to come up with a few thoughts on what the market might hold for buyers, sellers, investors and real estate entrepreneurs in the coming months. Will we see a growing number of buyers and sellers jumping in to the market? What do opinions about the job market and how well business is doing play into confidence and what can those numbers tell us about what might be down the road for real estate? We will cover all that and more!

Nov 17, 2015

There are plenty of folks that throw around the term "Digital Mortgage" these days. While the process of applying and working through a home loan online is what most people think of when they think of a digital mortgage, it is not just outfits like Quicken that are offering that kind of service.

In todays show, we will discuss the digital mortgage in its various forms. What are the advantages and disadvantages and how should buyers, investors and real estate entrepreneurs be shopping for these loans.

We will include the recent satisfaction survey that reveals the top rated online lender. Of course, we are going to also explore what you can and cannot accomplish with folks like Quicken but also the questions to ask that might reveal that your conventional lender is more digital than you thought!

Nov 16, 2015

We have talked quite a bit about the return of subprime lending and what a concern that is for the future health of the real estate market. However, debt in general can have a huge influence on our ability to achieve our goals in and out of real estate. In todays show, we will look a couple of other areas where debt has gone crazy and might result in another bubble that we all have to recover from.

Nov 12, 2015

Today we are going to cover 5 relatively easy ways to crank the energy efficiency of your home up to 11! Whether you just want to consume less energy or you want to dramatically improve your cashflow situation, there are some efficiency choices you can make that will fit the bill.

In my case, when I implemented some of these ideas, my utility bill dropped by about 50%! Whether you are a homeowner looking to save some money or a real estate investor or entrepreneur who is paying the utilities on your rental, these techniques can help you keep more of your money each month.

Nov 11, 2015

Being mortgage free is a great thing. It is one factor that entices the largest number of millenials. It can be a great way for late bloomers to start their real estate investing. However, it can also be a way for young new comers to start their career as a real estate entrepreneur.

We have covered quite a few great strategies and all of them can work well with this idea of buying in areas where if you paid 28% of your yearly income into your mortgage, you would pay it off in about 10 years or less. Imagine being mortgage free in about a decade! Positive cash flow is just about guaranteed and you now have equity in a property that you can leverage later for that next real estate deal!

In todays show, we will talk about the top ten cities where you can do exactly that - pay off your mortgage in about 10 years!

Nov 10, 2015

We have talked about lots of great ways to track down real estate investment opportunities. Today, we are going to talk about a new list that ranks over 1000 small towns on some great metrics that you can use to evaluate whether or not they make a good investment for you. The odds are good that a town near you will be on this list! So make sure and find it and see how it ranks and whether or not it makes sense for you to consider starting or furthering your investment strategies in that community.

We will also point out a very interesting trait that the 20 worst towns all share - but it might not surprise all of you!

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