Real Estate Realities With Robert "The RebelBroker" Whitelaw

Robert 'The Rebelbroker' Whitelaw is a real estate broker and Realtor® in Morgan Hill, California with over 25 years experience! His show discusses some of the best ways to achieve your real estate goals and build wealth for buyers, sellers, investors, entrepreneurs or just real estate watchers - from an insiders perspective. Over the years, Robert has been lucky enough to work with successful entrepreneurs from all walks of life and industries. Get a chance to hear what he has learned from these amazing entrepreneurs over the years that will help YOU achieve success! Robert is about keeping things honest (even when that means saying the things that nobody else is willing to say) and providing value to listeners with each and every episode! He won't just drop the news on you, he will translate it into actions you can take as a buyer, seller, investor or entrepreneur in your own life to get the most out of that shared knowledge! Knowledge is power and I believe in cranking it up to 11! So tune in for helpful information no matter how you are working to achieve financial freedom! It's real estate, totally unafraid!
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Real Estate Realities With Robert "The RebelBroker" Whitelaw




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Now displaying: June, 2016
Jun 30, 2016

PLUS: A brief BrExit update

Ok, so maybe the cities with the best drivers is not an obvious story to cover on a real estate show. But hey, who wants to live in a town where you have to deal with the stress of sharing the road with really bad drivers? I know I don't! So why not take just a little time to figure the "Good Driver" factor in your decision on where you are going to move or make your first investment? I also had a really bad day dealing with drivers myself, so it helps me vent.

We will also do a quick review of what is up with BrExit, since we pretty much called it right so far.

Finally, a brief chat about pending sales numbers which might just be indicating that the selling season is over!

Jun 29, 2016

PLUS: Effects Of "Free" MLS Listing Offers

Some interesting data is coming from the folks at Freddie Mac about the future housing preferences of baby boomers. Those are the folks in the 55+ category and apparently, the vast majority of them are sure they are going to end up being renters.

This presents a huge opportunity for investors and real estate entrepreneurs who want to be ready when that kind of demand hits markets where baby boomers are most likely to go.

We will chat about the top things they will be looking for - not just what the folks at Freddie think - but some suggestions from the Rebelbroker too!

We will also chat a bit about a recent email from a listener who wanted to know about the impact of real estate brokerages that offer "Free" entries in the MLS.

For links to the articles discussed in todays show AND to participate in this weeks poll, please find the show notes at

Jun 28, 2016

PLUS: A little more info on brexit.

Chicago is leading the way! Toward creating another real estate crisis! On todays show, we will take some time to discuss the new 1% down purchase program being put into effect in Chicago. It is ridiculous and makes us far more susceptible to seeing very bad things happen with even a modest drop in property values - at  least in Chicago. Of course, all of that risk is being put onto the shoulders of tax payers - that's you!

We will also take a little time to review some recent articles on the effects of the British exit from the EU. Everyone continues to see a falling sky. I will share my take on the situation and discuss why simply voting for something does not make it just magically happen.

Treasury notes are also in a deja vu moment, that none of us want to relive! We will cover that story as well.

To participate in this weeks poll or get links to the articles discussed in todays show, please head over to and check out the show notes!

Jun 27, 2016

Putting property rights back in order

I think I have a great show for you today! We are going to take some time to talk about the "Not In My Back Yard" and "Yes, In My Back Yard" movements. Today, in many places you have more power to screw with someone elses property rights than you have rights with your own property - and that is messed up.

It is so messed up that it is a huge reason why we are not building enough residential units in places like San Francisco. The numbers are staggering and completely explain why prices are so high there.

However, there is hope. The YIMBY movement appears to be picking up speed and it is seeking to put power back in the hands of home owners to do what they like and expect very little interference from neighbors.

However, there are obsticles. Some are bureaucratic and others are down right dishonest. We are going to discuss this today, what they pay off could be and what the costs might be.

Jun 24, 2016


The numbers are in and the citizens of the United Kingdom has spoken, they WILL be exiting the European Union! This is a very big deal and it will be interesting to see what comes next! Now that someone has actually done it, you have to think it might embolden other nations that see the EU as more trouble than it is worth to take the same action themselves. Of course, I think there is also a chance that the other members of the EU will try to punish the UK for this action. However, self interest will eventually win over and the EU will realize that there is really nothing that they can do that will not ultimately hurt them at a time where they are not well equipped to take a hit.

We will also talk about this months top 20 hottest real estate markets. As always we will contrast this month with where these markets appeared on the list in previous months to see if we can spot any opportunities in the areas that have proven to be so hot with home shoppers.

To participate in the poll on eminent domain or to find links to the articles discussed in todays show, check out the show notes at

Jun 23, 2016

A final review of the BrExit and what it could mean for us.

Plenty of you reached out after yesterdays show to talk more about BrExit. In fact, some of you brought up some interesting points! So today, we will look at this one a little bit more and see if we need to be on the look out for broader issues that would effect our real estate market if the British do decide to exit the EU.

To participate in the eminent domain poll or to find links to the articles discussed in todays show, check out the show notes at

Jun 22, 2016

If Britain leaves the EU, what might happen with American real estate?

No matter how bad things may feel here in the good old U.S. of A., things are going pretty nuts in the rest of the world. That makes us a good bet for lots of investors overseas when they are looking for somewhere to invest. Right now, real estate is seen as a pretty good bet.

Now I have managed to accumulate a little experience with folks in England looking to buy property in the San Francisco bay area. I will even get contacted by folks who want my opinions on other parts of the country as well. So, in looking at the latest news regarding the brexit, I might just be able to offer some insights on the subject of what might happen if English investors increase their level of interest in here. What is interesting is that my experience tends to contradict some of what is being said by some folks. So we will explore that and see what parts of the real estate market might be effected the most. Good info for all my buyers, sellers, investors and real estate entrepreneurs.

To check out the current poll on eminent domain and to find links to the articles discussed in todays show, head on over to the show notes at

Jun 21, 2016

Measuring credit by not measuring it

Just when we thought the crazy train could not pick up any more speed - Congress starts pushing the idea that Fannie and Freddie should change the model they use to evaluate the credit worthiness of borrowers.

Of course, when you read what you want to do, you realize that they want to de-emphasize actual credit issues and focus on payment history. There is an important difference since what they suggest is basing credit scores and lending decisions on whether or not you pay your power bill on time... or your rent. Ideas that to my mind, really tell you nothing about whether or not that person is a good credit risk.

We will also talk about the latest building numbers - which are not horribly encouraging. 

Check out this weeks poll on eminent domain and find links to the articles discussed in todays show in the show notes at

Jun 20, 2016

Lessons learned from a recent closed deal!

Some transactions teach more than others. A recent closed escrow on a two bedroom condo is one of those kinds of transactions. It demonstrated perfectly a few of the concepts we have talked about here.

So today, lets do a walk through of the transaction and look at what worked and what didn't. We will also apply some lessons that will help buyers, sellers and investors to better work through their own transactions.

Don't forget to participate in this weeks poll by visiting the show notes at

Jun 17, 2016

PLUS: Interest Rates and Plunging Production

The good folks over at wallethub have come out with their list of great cities for a staycation. Don't let that title fool you tho, that basically means that these are cities that have lots of great things available to residents. Well, if you are looking for a great investment, don't you want it somewhere that folks want to be? So for us, the real estate rebels, we can look at this list and use it to help guide us toward investments that are nearest to the best things that the city has to offer.

We will also talk about some depressing production numbers and what interest rates have been doing this week.

We will also take some time to talk about the results from last weeks poll. 

Please head on over to and go to the show notes to check out our new poll on eminent domain and to find links to all the articles discussed in todays show.

Jun 16, 2016

PLUS:  Eminent Domain 

Our big topic for today spans a stories. Subprime lending style strategies are back and they are scary. While there are protections now that were missing before, these are the kinds of things that evolve as institutions get comfortable with them. In short, setting a bad precedent. From bank firings to HELOC defaults, we are seeing lots of instability in the lending world and lots of efforts to get more money into the hands of folks who are risky at best. All it would take is some collapse in any of the current markets and we could see yet another downturn in real estate. The worst part is that there are more points of weakness today than last time and our economy is in much worse shape than last time, so things get much worse much faster.

Then we will take a few minutes to talk about eminent domain and a plan right here in the bay area to seize private property because the county does not like what the property owners want to do with their property.

We will also be kicking off a new poll today about eminent domain. So head over to and check out the show notes and share your opinion in this weeks poll.

Jun 15, 2016

PLUS: The employment revolution

We will be hitting several topics today. We will take a minute to explore a little more about the relationship between 10 year treasuries and mortgage rates. I like to explore opposing viewpoints, so I will include an articles in todays show notes that kind of does that. 

More programs that are designed to create buyers are being celebrated in the media. I am still not sure why there is so much emphasis on feeding this upward house price trend with these tactics - but today we will explore one possibility. If we focused the effort on creating more homes, they problem would solve itself!

We will also get an update on the march of automation into the working world. It is on its way and faster than any of the pundits think it is. I believe it is a revolution that is going to have some very lasting effects to the employment landscape that could be very scary. Of course, anything that messes with employment messes with real estate.

Then we will touch on yet another story that seems to insist on treating millennials as some kind of different beast.

To check out this weeks poll or find links to articles discussed in todays show, please find the show notes at

Jun 14, 2016

PLUS: More excuses for Millennials not becoming buyers.

In todays show we are going to look at an interesting project that has been completed in New York. That is one of the first efforts in creating micro-homes. These are ridiculously small homes designed to help address the lack of housing in New Yorks market place. These places are smaller than most studios you have ever seen, so be ready for some interesting use of available space.

While these units a small, they remain pricey - well, outside of New York they would be pricey anyway - with prices ranging from $2,500 to about $3,400. You may not find a place you want to live in, but if this experiment works, it could be avery interesting option for investors.

Plus we will take a few minutes to talk about some new reasons being floated on why Millennials are not jumping into the market. 

To participate in the weekly survey or to check out links to the articles discussed in todays show, head over to and review the show notes.

Jun 13, 2016

From Consumer Reports and The National Association of Real Estate Editors

We have another list of top trends for 2016 and this one has a few good ones! The interesting part here is that it comes from the good folks at consumer reports who reviewed the report from the association of real estate editors. So some interesting data on this is coming from both sides.

I agree with some of this and disagree with other parts, we will sort it out and see what kind of useful info we can pull from it.

Jun 10, 2016

PLUS: Pros and Cons of Single Family homes vs. Apartments for investing

We are still hearing stories about how we really need to step up and get more folks into a position where they can buy. We will pick out a new one today that not only assumes that we need to create buyers, but also suggests what may be the dumbest reason yet for why millennials have not become buyers. 

We will also talk about the pros and cons of investing in single family homes vs. multi-unit housing. Then we will top that off with the top 5 places for buying single family homes.

Make sure to head on over to to find the new poll for this week and also to find the links to the articles discussed in todays show in the show notes.

Jun 9, 2016

PLUS: Questions buyers are likely to ask

Zillow announced on Wednesday that they are improving the accuracy of their Zestimate tool. Today, we will take some time to discuss those improvements and how much credit you should give them. In fact, we will take it a step further and talk about how to use zillow and its zestimate as a tool for selling your own home. How should you handle things when zillows zestimate is way below what you plan to sell your home for? All that and more in todays show.

We will also discuss an article that came out revealing what they believe are the top questions are buyers want to know the answers too. We will discuss that and some of the standard disclosure we use here in California.

For the weekly poll and to find links to the articles discussed in todays show, please check out the show notes at


Jun 8, 2016

PLUS: Las Vegas Just Had Some Interesting Numbers

As often happens, there are different pundits out there that like to explain our current situation in ways that make it sound us unoffensive as possible. What is even more interesting is when start to get the feeling you have discovered some of the real reasons why these pundits seem so hot to make the same mistakes again.

Today, we have some interesting info that is going to start to make it clear why some are so hot to bring Fannie and Freddie back to life! Luckily, there are some other voices out there that are seeing it he same way we are and are calling for those in charge to let Fannie and Freddie die.

We have also seen some interesting numbers out of Las Vegas that are encouraging, particularly if you recall the migration numbers we were talking about a few shows ago. Las Vegas might just become a great place to get a deal on an income property!

As always, you can find this weeks poll plus links to all the stories covered in todays show in the show notes located at

Jun 7, 2016

PLUS: No rate hike from the FED

Todays show will be about setting a stage. We are going to look at the labor numbers and a few other statistics and sprinkle it around like intellectual candy corn. Why? Because we want to figure out the level of risk that is hovering over the horizon. How far out can we anticipate the direction our employment landscape is going. This will mean looking at more accurate unemployment numbers and also looking at the change in what kinds of jobs are out there. Plus, how will technology play a part in the future employment world? We will take a broad look at all of that and see if we feel better or worse about our prospects. Bring tissues.

As always, you can check out the weekly poll and also find links to the stories covered in todays show at the show notes which are located at

Jun 6, 2016

PLUS: A Financial Bubble You Won't Believe

More news on lending and how we are clearly moving back into a subprime lending world. We have talked about this before, but all the pundits have apparently gotten their marching orders. Nobody is talking about how completely crazy these new lending ideas are. In fact, they are going out and trying to convince everyone of how wonderful all these bad old policies are. The trouble is that they don't seem to really remember what got us in trouble (They do, but they want to act like this is somehow different). We will review their argument and point out where they just completely get it all wrong - which they do - alot.

We will also chat a bit about an international version of subprime lending that is 10 times bigger than the subprime bubble from just under a decade ago. This one is nuts and when mixed with our lending practices with homes seems to indicate that things could be an order of magnitude worse this time around.

So it is not a good news Monday - but at least its honest!

Check out the show notes to participate in the poll and to find links to the stories covered in todays show. Visit to see the show notes.

Jun 2, 2016

PLUS: Top 10 Cities Getting Moved Away From!

Americans are on the move! There appears to be an interesting move of folks away from more populated metro areas to less populated metro areas. This is accompanied by some interesting data on which cities are seeing the biggest increase in populations.

Then, the list of the metro areas that are losing the most residents will blow your socks off!

Understanding how people migrate can be a fundamental tool in determining what direction markets will go. Is a hot market about to cool because more people are moving out? If the trend continues, you bet! 

However, I want to also include some information on average housing costs and unemployment figures for these areas. After all, if you are getting beaten up as a buyer because real estate is just out of reach for you to purchase, you need to consider making a move that ends up with keeping more of your money at the end of each month. So lets take a look and find that sweet balance between job opportunities and housing costs!

To participate in this weeks poll or see links to the stories covered in todays show, just head on over to the show notes at

Jun 1, 2016

PLUS: Consumer Confidence

There seems to be some confusion out there about consumer confidence. Some research shows it going up and others show it going down. Of course, the folks at the Fed are hot to focus on the ones that say confidence is up. However, they are also seeming to buy in to a pretty rosy picture of the economy that might not fit with what we have seen over the last couple of quarters. We will chat about this and see if we can come up with what makes sense.

There will also be some chatting about GDP and Inflation - you know, all that really sexy stuff. Keep in mind that these numbers absolutely effect you and we will discuss them a bit and discuss why.

We will also talk a bit about the price to rent ratio.

To participate in this weeks poll or to check out links to the stories covered in todays show, please head on over to