Real Estate Realities With Robert "The RebelBroker" Whitelaw

Robert 'The Rebelbroker' Whitelaw is a real estate broker and Realtor® in Morgan Hill, California with over 25 years experience! His show discusses some of the best ways to achieve your real estate goals and build wealth for buyers, sellers, investors, entrepreneurs or just real estate watchers - from an insiders perspective. Over the years, Robert has been lucky enough to work with successful entrepreneurs from all walks of life and industries. Get a chance to hear what he has learned from these amazing entrepreneurs over the years that will help YOU achieve success! Robert is about keeping things honest (even when that means saying the things that nobody else is willing to say) and providing value to listeners with each and every episode! He won't just drop the news on you, he will translate it into actions you can take as a buyer, seller, investor or entrepreneur in your own life to get the most out of that shared knowledge! Knowledge is power and I believe in cranking it up to 11! So tune in for helpful information no matter how you are working to achieve financial freedom! It's real estate, totally unafraid!
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Real Estate Realities With Robert "The RebelBroker" Whitelaw




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Now displaying: May, 2016
May 31, 2016

PLUS: Some Denver Real Estate Trends... sorta.

Once again, the good folks at have come up with their list of the hottest markets! Lets take a look and see what new communities have been added and how the order of the hottest metro areas might have changed. This is great data to get an idea of where buyers are shopping most - which can give us an idea of what areas are likely going to see an increase in sales in the near term.

We will also take some time to review an article that talks about some things sellers in Denver should keep in mind. Denver has consistently been on the hottest markets list over the last few months. While this article tries to share what it thinks are big things to keep in mind as a potential seller in Denver - I think it misses the mark a bit. We will discuss what they suggest and I will offer a few of my own refinements.

To participate in the poll or find links to the stories covered in todays show, head on over to

May 30, 2016

PLUS: Top 10 Cities For College Grads to start strong!

Whether you are looking into selling your home or you just want to give you bathrooms a face lift, these little ideas could be just what you need! These are some great do it yourself ideas that won't break the bank or your back. Plus, whether you are just looking to spruce the place up or you are preparing to maximize what you can sell your home for, these tidbits are a great place to start!

Also, with folks graduating from college all across the country right about now, we should take a few minutes to review the best cities for fresh college grads! We will explore the top ten locations for graduates to get started in their new life. Plus, I will share some basic real estate market information for each one of these areas. While these cities might be great for getting that first job out of college, they would also be a great place for anyone looking to restart in a new career or perhaps just get a better handle on how much of their paycheck goes toward housing.

To participate in the weekly poll or find links to the stories covered in todays show, check out the show notes at

May 27, 2016

PLUS: Paying Rent On Minimum Wage

Both Chase and Wells Fargo have announced that they will be doing 3% loans - in cooperation with Fannie Mae. The bottom line is that these are moves to create more buyers in a market where there is already too little inventory. Does this sound at all familiar? Well, think back to 2000-2005 when through subprime lending, more buyers were being created in a market that already had too many buyers. The results are something we are all familiar with. How this comparison escapes the experts at the big banks and Fannie Mae is a mystery to me. 

There is also an article out that declares that if you are earning minimum wage, you cannot afford the rent of a two bedroom apartment. I have news for you, when I earned minimum wage, I was NEVER able to afford ANY apartment on my income. That is why there are room mates.  In my first two bedroom apartment, I had three room mates. How is this news? Honestly, it feels like a more political attempt to have people assume that a minimum wage should equal a living wage. We will take some time to chat about that.

Finally, pending sales reach their highest point since the downturn, we will take a look at that and see if there is anything more interesting to learn from this info.

To participate in this weeks poll or find links to the stories covered in todays show, check out the show notes at

May 26, 2016

PLUS: New York Is Lending Money - For Free!

Welcome to it folks! Today we will start with a little discussion of the choices I have been making in my own search for my perfect next property. Building on a lot continues to work the best on paper, but I also continue to keep my eye out for the perfect existing single family home opportunity. On some weird level, I really like the idea of buying an older home - I mean really old - like from 1910. I just love the feel of some of those old places and there are a few neighborhoods tucked around my area where you can find homes of that vintage. Maybe I am nuts, but they make me smile.

Plus, the state of New York is loaning money... for free. We will chat about the reasons why and where the money came from. 

Also, we will talk about the top 5 reasons why some homes remain under water. I was actually surprised to learn that there were still so many homes where owners owed more than the home was worth. The reasons why they are under water in many cases was even more eye opening and could be great indicators for buyers and investors who are looking to find homes to get involved with.

Yesterday was our last day for the weekly poll. Frankly, there were too few participants in that poll to come up with any sexy conclusions. This week, we will ask the question, "Should the state be providing interest free loans to only certain individuals?".  Find that poll and links to articles discussed in todays show in the show notes at

May 25, 2016

A PEW research study may have just found them

Well, it looks like the new data shows exactly where millennials are living these days. Still at home! We have talked about this before. Many outlets have been shouting out to the masses that "The Millennials Are Coming!" when it comes to becoming buyers in the real estate market. For you longer time listeners, you know I was not buying that and have explained in several past shows why I did not believe that was the case. Well, the latest numbers show that Millennials are living with parents and relatives at levels we have not seen since 1880. Yeah, 1880, that is not a typo. To be more clear, more are living at home than at any other time in the last 130 years. Which is a pretty big deal.

What is important for us to understand is what motivates the millennial. If we want to provide a service they want to consume - a home for rent or a home to buy - we need to understand what they are wanting. This research reveals some interesting elements to this discussion that I had not considered before. So today, we will run down the data and see what we can learn that might just help us out as buyers, sellers, investors and real estate entrepreneurs when it comes to the millennials.

As always, you can participate in this weeks poll or find links to the articles used for todays show in the show notes at

May 24, 2016

PLUS: Mortgage Regulations Costing You More

Sales in California have dropped to their lowest level since 2008 - but for the exact opposite reasons. This continuing theme will get a little more discussion today - but not too much - we have really covered this one pretty well lately. Next, we will take a look at the effects of regulations on your mortgage costs. We already touched on the ridiculous costs that builders face when constructing new homes and how those regulations keep home prices higher and actually push builders toward building more expensive homes. Now we can expect some of that magic to effect you getting a loan.

The idea that "Trade up" buyers are at the core of our current inventory problem is gaining traction. Of course, I am not buying it. We will discuss this a bit more today and reveal how past concerns about finding your next home were addressed and how those same methods work just as well today. Frankly, the medias love for this explanation makes some sense simply because it is the least scary of the reasons why homeowners are not becoming home sellers.

Finally, a great new invention - glow in the dark cement. Yeah, you heard me right - glow in the freaking dark cement. I want it.

To participate in this weeks poll and find links to all the stories discussed in todays show, please head on over to the show notes at

May 23, 2016

More declines in new homes listed. What is up?

Redfin has come out with another of their great market reports. Sadly, we are seeing another month where the number of homes listed has declined.  Between that and the low number of new homes being built, there are fewer homes on the market now than there were at the same time last year. This is bad news for folks looking to buy and news that is apparently not strong enough to consider home owners into becoming sellers. But what is behind this hesitancy? The pundits seem to think it is all about owners being concerned about finding their next home. I don't think it is quite that simple. In fact, I think that the concerns here go deeper than most want to admit and reflects a much more general issue of low confidence on the part of home owners.

We will run down the numbers by region and even cover a few big cities to get a more focused idea of what is going on.

To participate in this weeks poll and find links to the articles discussed in todays show, head on over to

May 20, 2016

You just might be shocked at the things that keep homes expensive.

Today, we will review a more detailed look into what really boosts the cost of new homes. I know it frustrates me and I suspect it will frustrate you. This is particularly important since we face such an obvious and dramatic lack of affordable homes being built. Wait till you hear some of the major factors that guarantee that when homes are built, they will never be built for entry level buyers - and you won't have the builders to blame!

We will also chat quickly about another interesting story in the self driving car saga.

Then, we will talk about basements. Now we don't have many basements in California - but I know that plenty of you out there do have basements. We will discuss some top options for making them a big boost to the value of your home. While we will discuss the top 5 suggestions - I will offer a 6th suggestion of my own that could not only be a great way to start your real estate empire as a real estate investor or entrepreneur - but could also dramatically effect your monthly cashflow!

Head on over to the site at http://www.therebelbroker to find links and this weeks poll in the show notes.

May 19, 2016

With a look at home costs and incomes

One of the things that makes a city attractive to buyers and investors is the employment situation. After all, in order to support a strong real estate market, there need to be jobs. So in todays show, we are going to count down the top 10 cities for jobs according to the folks over at the job search site

I love data. I particularly love data that can give me insights into what is happening in different markets or that might reveal interesting opportunities. This is that kind of data! So lets dig in and chat about these numbers and see where we might be able to use them in our own search for a home or an investment.

We will also take a few minutes to talk about some new information about how automation is continuing to distinguish itself as a major factor in what jobs could look like over the next decade. Many seem to think that these big changes to the employment landscape are decades off - but I disagree. 

Finally, we will reveal the results of last weeks poll about how to solve our inventory problem. This weeks poll question is "What are the top things that you think influence our current real estate market?". To participate in the poll or check out links to the articles discussed in todays show, review the show notes at

May 18, 2016

When headlines are designed to deceive.

That's right folks, in todays show we are looking at two different news items. One says housing starts are up and ones says housing starts are down. It is all about cherry picking how things are phrased and in this case, someone clearly wants to leave readers with the impression that things in the housing world are getting better.

The fact that this kind of thing is going on is informative in itself. After all, why misrepresent data unless there is something you are trying to convince people of that may not be true. Well, I will be your BS detector today and work to the that honest broker of information that you need and deserve! We will discuss the latest housing start numbers and figure out where folks are getting the number that is the deceptive one. Your likely to be stunned when you hear what they did to put as positive a spin on this number as possible!

We will also take some time to discuss the areas of the country where homes are selling the fastest and what buyers and sellers could learn from that information and how to make use of it!

To participate in this weeks poll or to find links to the stories in todays show, head on over to

May 17, 2016

When home value expectations collide!

So what happens when the appraisers estimation of value is different from the sellers expectations? Today, we are going to discuss that very thing! While the national average for this number is a little bit interesting, when it gets broken down to metro areas, it becomes much more enticing!

After all, as a buyer, seller, investor or real estate entrepreneur, don't you think it would be valuable information to know whether or not in a given area, sellers tend to believe their homes are worth more than the appraisers will? Of course you do! So lets take a look and see where sellers underestimate and overestimate what the appraiser is going to say about their home! Just one more piece of information that you can make use of when you are tying to come up with the best plan for writing your offer, listing your house and getting your hands on that first investment property!

To participate in this weeks poll or to find links to the articles discussed in todays show, head over the

May 16, 2016

Working on a policy roadmap for Silicon Valley real estate

On Friday, some of the movers and shakers in Santa Clara County real estate got together to discuss how to solve the real estate problems we are facing. Of particular interest was some of the suggestions that were offered. Sadly, some of the suggestions seemed to not get the idea that the problem is about inventory. Of course, since politicians were involved, they wanted to make some of the ideas about policies and spending money. However, since this was not just a meeting of politicians but also developers and bankers, there were some suggestions that sounded more effective.

We are going to take a look at what was talked about and see what might work and what would really just make things worse. While these issues are being talked about to solve a Santa Clara County problem, they might just be worth knowing about no matter where you are in the country.

For links to the articles discussed and to participate in this weeks poll, head on over to the show notes at

May 11, 2016

Talking about how folks feel about real estate

Fannie Mae has released its Home Purchase Sentiment Index for April. We will take a look at how peoples viewpoints on real estate have changed and compare that to last months results - and see where folks are compared to the same time last year.

The report is a bit mixed in its results but gives us some ideas in terms of how sellers might just be getting more cozy with the idea of listing their home for sale. Of course, any increases to inventory would be a welcome change, but what will it take for home owners to take the plunge and become home sellers? There are some theories that fit the numbers we are seeing and we will discuss those on todays show.

Make sure to head on over to the show notes for my show about inventories to participate in this weeks poll

If you would like to get links to the articles discussed in todays show, check out the show notes for todays show at The Rebelbroker website!

May 10, 2016

Thats what the pros say anyway.

Sometimes, I read the news and it feels more like wish fulfillment than anything else. I ran across an article that celebrates the increased affordability of homes! Well,they sure don't FEEL more affordable, do they? So we will take a look at this article and see if we can figure out how they are coming up with this conclusion. I tell ya what, things sure don't feel more affordable now than they were late last year.

We will also take a look at the job numbers for April - spoiler alert - they are not all that good.

Check out yesterdays show notes for a poll on how to fix the home inventory problem.

For links to the articles covered in todays show, check out todays show notes at

May 9, 2016

How do we increase inventory?

Today we are going to look at some interesting information regarding regulatory costs being levied against home builders. It may surprise some to discover that these costs have gone up substantially over just the last 5 years. Just as regulation created more buyers which was a huge contributor to the 2007 downturn, these regulations are causing an artificial depression in housing construction which reduces inventory. We will take a look at these numbers and discuss what the problems are. We will also take some time to consider that no matter how good the intentions of one regulation or another, it seems clear that their unintended consequence has been not only to reduce inventory, but to shift the focus on builders to creating more high end properties in order to adequately offset the costs of building homes.

Head over to the show notes at There you can find links to the articles discussed and also a poll where you can tell us what you think should be done about the inventory problem.

May 6, 2016

PLUS: Jobless claims rise

Today we are going to look at areas of the country where flipping is happening most. How much to investors make in those areas? What percentages are they getting on their investment? How long does it take them to make the deals happen? All that and a little bit more will be discussed today as we review the top 20 most active markets for flippers. We will also take some time to look at some standouts from the lowest 20 markets for flipping.

We will also take a quick look at what is going on in the Las Vegas market place. The numbers are looking interesting - particularly when you look at the number of cash transactions.

We will also look at the latest employment numbers which are a little bit concerning.

You can find links to all the articles discussed today in the show notes that you will find at

May 5, 2016

What would it cost to invest or live in those safest cities?

Welcome to the show folks! Today we are going to run through the top 10 safest cities in America! Of course, we are going to put a respectable real estate spin on it by looking at all the data that would help us decide which of these communities presents the best opportunity for buyers, investors and real estate entrepreneurs. Of course, the data we will discuss can also help current owners in these areas figure out if they should consider renting their home instead of selling it.

We will look at average list prices, average sale prices and get an idea of the inventory situation in each area for both homes for sale and for rent. We will even get a birds eye view of each area to try and bet a ballpark feeling for whether the acquisition costs can be supported by what homes are renting for. All along the way, I will sprinkle in insights and observations that you can use in your efforts to find the perfect home in one of the safest cities in America or start your investing strategy there!

For links to the articles used in todays show, check out the show notes at

May 4, 2016

PLUS: Prices in the west are nuts.

Today we will take some time to look at a report that takes a closer look at veteran buyers. The bottom line is that sellers and agents should both be relieved and enthusiastic to get VA buyers! We will take a look at just a few of the reasons why this is true.

Just as we predicted, the luxury market has hit decline. We will review some of the numbers and see where that market is getting hit hardest.

Home prices in general are up across the country to the tune of 6.7%.

For links to the stories covered in todays show, check out the show notes at

May 3, 2016

PLUS: Texas Inventory Is Imploding

Lots going on in todays show. First, peak millennial has beenreached - according to the pundits anyway. What is peak millennial?Well, it is the point at which the millennials are no longerlooking for downtown living and start looking to more suburbanhomes. An amazing shift that could have a huge effect on the realestate landscape in areas where millennials have been most active.Anticipating this trend in your area could be huge whether you area buyer, seller, investor or real estate entrepreneur.

Is another tech bubble coming? Some folks think so and linkingthis up with other trends could be a big deal, particularly in theSan Francisco bay area!

Huge numbers of folks living in Silicon Valley - particularlySan Francisco want to move away! This is another potential big movethat could spell opportunity. It may not result in huge changes invalues, but there is always opportunity in times when there is anuptick in activity.

Plus, we will share a few things that the association ofrealtors calls mortgage myths.

For links to the articles discussed in todays show, please visit

May 2, 2016

PLUS: Open Houses Do Matter!

Dual agency in California is heading to the supreme court! Apparently, this issue is going to come to a head as a buyer argues that he was mislead on the square footage of the multi-million dollar mansion he purchased in Malibu.

We will review dual agency and this specific case to see what the details are and if it is an example of dual agency gone wrong.